I have lost quite a bit of money in the stock market. But I took this as my way to pay off some past debts and to learn. I now know more about investing in stocks than perhaps I would have had known taking a $5000 class in how to become a stock market millionaire.

Look, talk is cheap. It is easy. You can say whatever to justify things as long as you are not the one involved. You know how much trouble it takes to make a movie. A critic sits through 90 minutes and dishes out opinions. And the critic doesn’t even pay for the ticket price.

Citi Group, Merrill Lynch, Bank of America and many more cumulatively lost billions of dollars in bad investments. Come to think of it. They had to know what went wrong before it happened. They are the experts right!

In my layman’s opinion, the stock market is riddled with corrupt people who manipulate the market. The market makers, big investment houses, the hedge fund owners will leave little room for the little guy to beat them at their own game.

That being said, you can squeeze out some decent profits if you are highly disciplined, well researched and know how to spread your risks.

And this is what exactly I have intend to do this year.